3 Ways To Protect Yourself From Cyber Crime

There are so many forms of theft nowadays. One of the alarming crimes that are happening today is the identity theft online. Identity theft as Wikipedia explained is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, typically in order to access resources or obtain other benefits in that person’s name. Sounds pretty scary right? Identity theft always aim at one thing, how to get access to your money. To protect yourself from this kind of fraud, here are 3 ways that would help you identify and ditch identity thefts.

1. Credit card monitoring. This may seem time consuming but it is still safer to check on your money every now and then. The new way to monitor your credit card is a service that automatically reviews your credit report daily to monitor any changes that has taken place. This means that if someone is trying to break into your accounts, you would know readily that you have been tampered. With this service, any changes have been made will be notified through your email so that you may know and can resolve the case immediately.

575

Securing Customers From the Earth to the Cloud

2. Fraud alert. Fraud alert can be acquired by filling out an online form. Fraud alert has a system that verifies first your identity before issuing the desired credit in your name. This is safe if you are in doubt that a theft has acquired information from your personal account. Fraud alert is available with Equifax, Experian, and TransUnion credit card agencies and must be renewed every 90 days of subscription. But there are bad sides to that. Fraud alert cannot protect you if someone has your existing credit card and can’t prevent them from opening accounts that don’t require a credit check like a bank account.

3. Create a strong pin numbers or password. Pin numbers and passwords of your financial accounts should not be an easy guess for the thieves. Common passwords such as date of birth, place of birth, or mother’s maiden name can be easily traced and hacked by a persistent identity theft. It is safe to assume that a strong password has a combination of capital letters and alphanumeric or any non-alphabetical characters that are far from being related to your personal information. It is also advisable to change your password from time to time.

576

Cyber Crime: How to Protect Yourself from Computer Criminals

Thieves are very much creative and persistent in getting your personal information. If you’re careless to leave any trace of your info then you’re pretty much hooked to their trap. It’s hard to say when somebody’s a crook or not most specially on the internet where you cannot readily judge a person by anything rather than the way they communicate with you. All there is to do is to learn to identify each of these crimes. Do not trust readily whomever that tries to offer you something may it be a job or a product. Remember, the more we give access to our personal information online, the more we become a victim to this supposed crime.

Relationship Risks Every Person Should Take

Every relationship is also a gamble. You really have to take risks to make your relationship with someone grow and flourish. The willingness to take risk in your relationship can make it more successful. There are countless decisions that you have to make in every relationship you have. Identifying all the relationship risks that are worth taking can actually lead your relationship into an ultimate success.

Have the courage to take your relationship with your friend into something deeper

This is one of the important risks in relationship that is worth taking. Having the courage to take your relationship with a friend into something deeper essentially means that you are taking the next step in your relationship. This is an important relationship risk that is worth taking especially if you want your friend to be your lifetime partner.

Forgiving the infidelity of your partner

573

The suicide relationship

Infidelity brings distrust and destruction to a relationship. Forgiving the infidelity of your partner is one of the major risks that you can make in a relationship. The hardest part about this is the fact that you do not actually know if the infidelity will continue, you just have to trust your partner again to keep your relationship.

Making marriage proposal to him

The man is actually the person who is supposed to make marriage proposal. However if you now that your relationship has actually going on for long years and it is the time for both of you to tie the knot, you can take the courage to ask him to marry you. This is an important relationship that you should take especially if you know that he is the man you are willing to spend with for the rest of your life.

Relocating to his place

You and your partner may live in different town or city. Relocating for him is indeed a risk that you should take especially if you know that you have a future relationship with him. You might be making great adjustments but you will eventually enjoy the experience especially if you know that it is worth the risk.

Asking him out

Asking him out might actually be awkward especially that it is very uncommon to a woman to ask a man out. This is a risk in a relationship especially if you know that you have found the right man for you.

574


Why You Don’t Need To Be In A Relationship Right Now

Taking risk is probably one of the hardest things that you can do. However, it is also one of the most important things that you have to do to if you want something. Not all things may happen in the way that you want them to be, but at least you know that you did something to achieve what you wanted.

3 Tips On How To Stay Healthy While Traveling

If you are on a healthy living, doing it in your own domain is quite easy because you can control everything. You have your refrigerator to stack on fruits and vegetables that you eat everyday but shop once or twice a week. You have your blender or juicer to satiate your green smoothie habit. You can prepare your lemon water as often as you need it and you have the bathroom a few steps away from any point of your house. Traveling may pose a bit of a hassle but it is not impossible to stay healthy and keep your healthy habit while traveling for a short or long period of time.

Plan ahead of time

It is natural to take the unhealthy road because it tastes better and feels better, until you reap the bad results. So, most people who used to be living unhealthily but decided otherwise have some sort of illness or health risk. Check with your doctor before traveling. Make sure you have with you all the prescriptions you need. Be aware of contagious diseases, insect-borne and weather-related health hazards. Always bring your prescriptions and ask your doctor to write a letter explaining any controlled substances that you have to bring with you, on his/her letterhead. List down everything you should not be eating and what you are allowed to eat. If you are going to another country, know what those foods are called in that country. With the internet it is easier to point out which restaurants or supermarkets you can buy your food from, especially with special concerns like certain allergies.

Do defensive packing

571

Travel: Five Tips for Staying Healthy While Traveling

Your bag should be ready with a first aid kit and the following: anti-diarrheal medication, antacids tablets, pain reliever, fever medication, antihistamines, decongestants, motion sickness medication, sunscreen, insect repellent and all your prescribed medication. Always include alcohol, preferably ethyl, which does not dry the skin, and toilet paper. Make sure you also have enough food supply that you can eat especially if they are not easy to buy just anywhere else. It prevents you from eating unwanted food just because you are not ready.

Always be aware of the food and drink you are having

Especially if you are going to a place you are not familiar with, be aware of the food and drink you will be ingesting. Some ethnic cooking may not be suitable for you. Some ingredients may be harmful to you. That is why it is important to have a prepared list of what you can and cannot eat, with the translation of each to the language of whatever country you are visiting. Just say you cannot have this and that, instead you can only eat/drink this and that, and show the list.

572

Healthy Travels: Tips for Traveling Abroad

Conclusion

It is not easy to be healthy especially if you have come from being unhealthy. You always have to be aware of everything like medication, food and drink intake, surroundings, and diseases that can easily be caught. When you are used to it and you are prepared for it, the habit gets easier.

3 Ways To Manage Your Finances Automatically

Managing your finances can be as challenging as managing your life. Keeping track of income and debt can easily drain your energy. To make things easier, you should think about automating your finances. This will help make things easy and you can spend more time on other tasks and not spend all your time managing your finances. Here are 3 ways for you to automate your finances:

1. Consolidate your accounts

This does not technically mean automating your finances, but it helps in simplifying financial management. If you have a savings or checking account that only has a few cash inside, it is best to consolidate them to one account. This lessens the amount of effort you give in managing several accounts. Furthermore, consolidating your bank accounts will make it easier for you to track your finances. You can also check if you have a multiple mutual funds account. Try to look which funds are better and choose it over other funds.

2. Go for paperless billing

569

Manage Your Money

Bills usually arrive at your residence or place of work in a form of mail. It can be very stressful to go through each bill especially those that have words and numbers that you can barely see. You may also be paying extra for the mailing privilege. The best way to deal with this is to go with electronic billing. This way, you will see all charges upfront and you will not lose your bills the way you lose paper bills. You can print a hard copy if you want or you can simply look online to check your bill. This will not only make management of your finances better, but will also help you save trees.

3. Take advantage of scheduled automatic payments

A lot of people complain of paying extra as fine for late payments. This is understandable because paying bills is not that fast especially if there are other customers lining up. If you want to avoid this situation, then it is best that you sign up for scheduled automatic payments. This will allow your bank to send payments automatically by deducting the amount from your account. It is a hassle-free method of paying. You do not need to go through the entire process of paying your bills at the counter and you also stay away from late payments.

570


Money Monday: Tis’ the Season to Be Spending?

Managing your finances should not be very difficult. There are ways to make it easier and faster. Automaticity and electronic transactions are the answer to financial management issues. A good organization method from your end can certainly solve the problems you have in managing your finances. Use these 3 tips and you will never have worries managing your finances ever again. Finally, you’ll have more time to enjoy life and be more productive.

3 Ways To Use Mobile Technology To Improve Your Business

In a 2013 poll by AT&T about small business technology, 85 percent of participants use smart phones and among the small businesses founded in the last 2 years, 80 percent use tablets. While businesses see the need to be mobile to get ahead in their specific trade, customers are also becoming mobile. The number of smart phones delivered worldwide outnumbers the regular cell phones. With the tablets improving and getting cheaper, they are now preferred over laptops and notebooks for mobility.

Make mobile payment option available to your mobile clients

People are looking for ways to be able to do everything despite where they are, hence, the success of mobile technology was inevitable. It saves time because buyers need not be limited to their desktops nor be forced to go to the physical stores just to buy what they needed. With mobile payment options, they can buy while on their way to work or eating lunch during break time or even while stuck in traffic.

Get your sales team armed with mobile tools

567

3 Ways Technology Improves Small Business Marketing

Despite the popularity of internet stores, there are still traditional businesses that sell to people offline. Sales people still meet with prospects, do presentations and close the deal like those who are connected with real estate where a big chunk of the selling has something to do with the presentation, which is image and picture intensive. With your sales force armed with their own smart phones and tablets, it will be a lot easier for them to present and close the deals. It will also be easier for you to communicate with each other and have each other’s schedule available to the whole team making use of internet calendar, email and video conferencing.

Make use of the QR code technology

The QR code is that square image that can only be deciphered by a QR code decoder. Upon decoding, the result can be a message but is often used to lead to a website. If you are giving away promotional items, they are better displayed with a QR code instead of the direct readable link to the website which many people erase or simply hide from public view. Protective sleeves for RFID-enabled documents will still look classy with the QR code instead of the readable link of the website. It also makes it faster for mobile users to go to the website with just one click than having to type the letters which is subject to misspelling.

568

4 Reasons Your Business Needs A Mobile Development Platform

Conclusion

More people, businesses and customers, are maximizing the benefits of being mobile as they see that they are able to do shopping while doing something else. It saves time. If your business is not yet mobile-enabled, maybe it’s time that you think otherwise.